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Financing Your Home >Happy Banking

When you have found the perfect home, the search for the perfect loan begins. There are other factors you should consider besides the interest rate and loan fees when you are shopping for a loan. One important issue is the lender's general reputation.

A professional real estate agent can provide you with the names of several mortgage lenders and can help you compare their programs. Some lenders may have great rates, but may have very conservative standards for qualifying customers. Others may be more willing to consider people who are marginally qualified or have less-than-perfect credit histories. Some lenders have local underwriters and can process loans quickly, while others may need extra time to process paperwork. The ordinary consumer deals with only a few mortgage lenders over a lifetime, but real estate agents deal with many lenders every month. Ask your agent to help you match your individual needs to the many offerings in this complicated marketplace.

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Q	During what great land boom (1919) did investors pay up to $25,000 for lots that had not yet been dredged up from the ocean?
A	The Florida Land Boom--Carl Fisher founded Miami Beach that year and brought hundreds of investors to the state.
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Michael Lescher, REALTOR®, real estate agent and broker for Fox Lake, Antioch and Lake Villa, Illinois home listings, property and land for sale - NUMBER1EXPERT

Michael Lescher
Re/Max Showcase
5445 Grand Avenue
Gurnee, IL 60031
847-207-1788
Fax: 847-596-6860
michael@lescher.com

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